Customers in the UAE have access to over 200 credit cards, each with its own set of rewards and privileges. These cards include a slew of loyalty benefits and reward points that will benefit you in a variety of ways. You can get a percentage of your purchases back as cashback as a credit card holder at certain stores and points of sale. Cashback credits can be used to get special deals and discounts on shopping, dining, and other lifestyle purchases. With so many credit cards to choose from, deciding on the best cash back card in the UAE may be difficult. The top cashback credit cards in the UAE.
Credit Card with Cashback in the UAE
As a loyalty incentive, several credit cards in the UAE offer cashback as a percentage of your purchase at specific merchants and outlets. They are known as cashback credit cards. These cards offer discounts of up to 10% on shopping, fuel, supermarkets, and other lifestyle expenses in the UAE. You can use the cashback you’ve earned to save even more money on a variety of purchases. Cashback is a monetary incentive that only offers discounts, whereas reward points offer a variety of benefits that can be converted into shopping or vacation vouchers.
1. Credit Card with Emirates Islamic Cashback Plus
- One of the most popular sharia-compliant credit cards in the UAE is the Emirates Islamic Cashback Plus Credit Card.
- Each expense’s cashback options are listed below.
- Emirates Islamic Cashback Plus Credit Card Benefits
- Earn 10% cashback on grocery and supermarket purchases in the UAE and around the world.
- Get 10% back on school and university fees paid in the UAE and abroad.
- Get up to 10% cash back on dining and telecom expenses (du and Etisalat), including global telecom services.
- You can use your mobile banking app to redeem your cashback.
- Reel Cinema offers discounts of up to 50%.
- The maximum cashback you can earn is AED 200.
2. Credit Card with FAB Cashback
One of the most rewarding cashback credit cards in the UAE is the FAB Cashback credit card. With these, you can earn up to 5% cashback on everyday expenses like gas, groceries, dining, and more. The advantages of FAB Cashback Credit Cards in the UAE are as follows
- FAB Cashback Credit Card Benefits
- You will receive a bonus cashback of AED 300 on your first transaction within 30 days of receiving the card.
- Earn 5% cashback on supermarket purchases.
- Get 5% cash back when you pay your utility bill.
- Get 5% back on your fuel expenses.
- Earn 1% cashback on all retail purchases and online purchases.
- FAB ShopSmart offers up to 10% cashback on online purchases.
- Conveniently redeem your cashback
3. Citi Cashback Credit Card from Citi Bank
Citi Cashback credit cards are reasonably priced and have low salary requirements. When the minimum spending limit is met, the bank waives annual fees. Along with other lifestyle and shopping perks, you can earn cashback on each credit card purchase, as detailed below.
- Citi Bank Citi Cashback Credit Card Benefits
- Earn up to 3% cashback on non-AED purchases.
- Get 2% back on groceries and supermarket purchases.
- You earn 1% cashback on all other expenses.
- There is no annual fee for the first year, and the credit card is free after the second year if the minimum spend requirements are met.
- Enjoy unlimited access to over a thousand airport lounges worldwide.
- Use Voucher Skout to get up to 50% off at various restaurants and shopping establishments.
4. Titanium Credit Card from RAKBANK
The RAKBANK Titanium credit card comes with a slew of perks, including exclusive shopping and dining deals. With a Titanium credit card, you can earn cashback on all credit card purchases, which you can then redeem at various outlets throughout the UAE. The list below includes cashback earned on various credit card purchases.
RAKBANK Titanuim Credit Card Benefits
- Earn 5% cashback on all grocery purchases.
- Get 5% cashback on various dining purchases all over the world.
- You can earn up to 2% cashback on every local or international retail purchase.
- Get a 50% cashback on cinema tickets in the UAE.
- You can begin redeeming cashback points once you have received up to AED 100 in cashback.
- AED 1,500 is the maximum monthly cashback you can earn.
- Earn 0.25% cashback on every AED spent on gas, petrol, transportation, and telecommunications.
5. Visa Cashback Platinum Credit Card from ADIB
The ADIB Visa Cashback Platinum credit card comes with a slew of perks and benefits, including unlimited roadside assistance in the UAE. The Cashback Platinum credit card offers cashback on a variety of daily expenses both within and outside of the UAE. The cashback earned on the ADIB Visa Cashback Platinum Credit Card is as follows.
ADIB Visa Cashback Platinum Credit Card Benefits
- Earn 1% cashback on all domestic and international purchases.
- On your outstanding bills, you can earn as little as 2.99% in profit.
- You can get a cash advance of up to 100% of your credit limit.
- This credit card provides up to 55 days of grace period to pay off your outstanding bills in full without incurring any interest charges.
- In the UAE, you can get comprehensive roadside assistance at any time.
- Veloce Lounge provides unlimited airport lounge access worldwide.
6. Credit Card with Cashback Mashreq
Because there is no maximum limit for accruing cashback offers with Mashreq Cashback credit cards, you can enjoy unlimited cashback on each credit card. Furthermore, there is no annual fee with these cards. The best part is that you can get them even if you have a low income, making them one of the most affordable credit cards in the UAE. Here’s a look at how much cashback you can get with the Mashreq Cashback credit card.
Mashreq Cashback Credit Card Benefits
- In the UAE, you can earn up to 5% cashback on your dining expenses.
- Get up to 2% cashback on international purchases.
- You get a flat 1% cashback on all local purchases.
- Get 20% off Zomato and Netflix for the first six months.
- Get exclusive access to a 2-for-1 offer on the Visa Entertainers app.
- The DragonFly and Dine programme provides cashback and discounts on airport dining.
7. Credit Card with Cashback from Dubai First
You can get instant cashback on your daily credit card expenses if you have a Dubai First cashback credit card. You can easily redeem the cashback online and take advantage of exclusive discounts to enhance your shopping experience. Furthermore, the credit card facilitates financial management through simple payment plans, phone loans, and balance transfer features.
Dubai First Cashback Credit Card Benefits
- Earn 5% cashback on grocery purchases.
- Get 5% cashback when you shop online.
- Get 1% cashback on all other purchases, anywhere, at any time.
- As a welcome bonus, you will receive AED 250 in cashback and a one-year free subscription to Amazon Prime.
- Through ShopSmart, you can earn extra cashback on over 1,500 e-commerce sites and online purchases.
- Access to a variety of shopping deals and handpicked experiences from around the world
- Buy1Get1 Offers on leisure, entertainment, and movie tickets are available throughout the UAE.
8. Visa Cashback Credit Card from ADIB
Through the Visa Cashback credit card, ADIB bank provides a slew of benefits. Along with various shopping benefits, you are rewarded with cashback on all credit card purchases made within and outside of the UAE. You can also withdraw cash from ATMs up to the full amount of your credit limit. The cashback offered on the ADIB Visa Cashback Credit Card is as follows.
ADIB Visa Cashback Credit Card Benefits
- Earn 1% flat cashback on all credit card purchases made in the UAE and abroad.
- In the UAE, you can get unlimited roadside assistance within city limits.
- Enjoy a longer grace period of up to 55 days to repay your bills in full without incurring any interest charges.
- Veloce Lounge provides free access to premium airport lounges all over the world.
9. Credit Card with Simply Life Cashback
With a Simply Life Cashback credit card, you can enjoy a variety of benefits on everyday credit card expenses. You can get discounted movie tickets and various shopping offers across the UAE based on your spending. Furthermore, there is no annual membership fee with the card, making it both affordable and simple to manage. The Simply Life Cashback credit card offers the following advantages.
10. Credit Card with Cashback from HSBC
HSBC is one of the region’s oldest banks, providing world-class banking services. With an HSBC Cashback credit card, you can take advantage of an appealing cashback programme. You can earn up to 10% cashback on each card purchase anywhere in the world. If you meet the minimum expense criteria, you can get the HSBC Cashback credit card for free for the first year. The following are the primary advantages of the HSBC Cashback credit card.
HSBC Cashback Credit Card Benefits
- Get 10% cashback on fuel purchases in the UAE.
- Get 3% back on supermarket and grocery purchases.
- Receive 1% cashback on all other credit card purchases made anywhere in the world.
- Every month, cashback is automatically credited to your credit card account.
- Enjoy exclusive access to the Buy1Get1 offer on movie tickets as well as various shopping deals across UAE outlets.
- Use the Visa Entertainers app to get shopping discounts and benefits.
- Every year, you’ll get up to 12 free airport lounge visits around the world.
